Credit report with Macon

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With increased consumer awareness about the importance of a good credit score, regularly viewing a credit report, and the negative or positive impact that a score can have on your finances, its practical to want to know who else can see your credit score.

Your credit score and report are snapshots of how you handle your affairs and key indicators credit report with Macon of your risk to a lender.

Any people or organizations who have a legitimate business need can check your credit score. The phrase legitimate business need casts a broad net over who can access your score, and people and entities that fall under the category include: · Current and prospective employers (with your consent) · Child support enforcement credit report with Macon agencies at the state and local levels · Any government agency (hows that for a broad net?) · Mortgage and auto loan lenders In short, anyone whos considering extending credit of credit report with Macon any kind to you can check your credit report and score. 1 free credit report per year Can a Credit Report Be Used for Any Purposes credit report with Macon Beyond Determining My Creditworthiness? TransUnion, Experian, and Equifax the three main credit credit report with Macon reporting agencies in the U.S. are allowed by law to create and sell lists to credit and insurance credit report with Macon companies for the purposes of pre-approved insurance credit report with Macon and credit offers. In addition, pretty much all of us, good credit report or not, have received many unsolicited offers in the mail for pre-approved credit cards, auto insurance, etc.

However, credit credit report with Macon reporting agencies may not compile and sell information taken from credit reports for the purposes of direct marketing.

(Credit agencies have done this in the past, but the inevitable abuses credit report with Macon of using reports in this way led to a ruling against these practices issued by the Federal Trade Commission in March 2000.) However, there is some personal information that cannot be included in your credit report by law, including: · Medical records without your consent · Age, race, or marital status if the request comes from a prospective employer · Debts that are more than seven years old · Notices of credit report with Macon Chapter 11 bankruptcy more than ten credit report with Macon years old · And some other pieces of personal information that can vary from one state to another Its important to remember that each time credit report with Macon a person or agency requests a copy of your credit report, that request is noted and included in the report. annual credit report